Find Your Dream Home in Dubai. Know Your Numbers First.
Instantly calculate your monthly mortgage payments and all associated costs for buying a property in Dubai. Plan with confidence.
Plan Your Dubai Property Purchase with Confidence
Buying a property in Dubai is an exciting investment. Whether you’re a first-time buyer or expanding your portfolio, understanding your financial commitment is the most important first step. Our easy-to-use mortgage calculator is designed for the Dubai market, giving you a clear and realistic estimate of your monthly payments, including one-time costs like the Dubai Land Department (DLD) fee. Make informed decisions and explore your options in minutes.
Calculate your monthly mortgage payments with precision
Minimum down payment not met for your residency status
Important Note: This calculator provides an estimate of your monthly mortgage payments. Actual rates may vary based on your financial profile and lender policies.
Residency Requirements: UAE nationals typically need a minimum 15% down payment, resident expats require 20%, and international buyers require 35% for properties in Dubai.
Loan Amount
1,600,000 AED
Monthly Payment
8,789 AED
Total Interest Payable
1,036,789 AED
Total Cost of Loan
2,636,789 AED
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While it varies by bank, most require a minimum monthly salary of AED 10,000 to AED 15,000 for expats.
Yes, expatriates are eligible for mortgages in Dubai, typically with a minimum down payment of 20% for properties under AED 5 million.
Rates are competitive and vary based on the Emirates Interbank Offered Rate (EIBOR), your loan-to-value ratio, and the bank's policy. They generally range from 3.5% to 5.5% per annum.
The maximum loan term is usually 25 years, but it cannot extend beyond the borrower's age of 65 or 70 (depending on the bank's policy).
